Dice the onion.
Pour about ¼ cup olive oil & onions into a large pot. Continue stirring over low-medium heat until onions are clear.
Add in turkey & stir until it is chopped.
Add in salt, cayenne pepper, & pepper. Continue stirring ingredients until turkey is white.
Pour in crushed tomatoes & continue stirring.
Without draining, pour in entire can of baked beans.
Rinse off kidney & black beans. Add beans & chili powder to pot & stir.
Bring chili to boil for five minutes uncovered while continuing to stir.
Cover pot for one hour over low heat stirring every 15 minutes.
Garnish with sour cream & cheese. Enjoy!